The plan for when things don’t go as planned

You can get an insurance quote online quickly and easily! Visit any of our Request a Quote pages to get started.

We understand it's hard to know if you're getting the best price. This is because premiums don't tell the whole story and coverages can differ significantly. While it's tempting to compare quotes and take the lowest price, make sure that the coverages meet your needs and remember the least expensive insurance may not give you the best value. Service and variations in coverages can make a big difference.

Your insurance should at least cover:

• The cost to rebuild your home (often different from its market value - Guaranteed Replacement Cost coverage is available to protect you if the cost to rebuild is underestimated)
• The cost to replace your personal property
• Protection against liability claims

Need help?

Your Service Specialist can help you estimate how much coverage you need. They will also help you decide on the type of coverage you need and the deductible (the amount you are responsible for paying before a claim is paid).

It is our goal to process eligible claims in a prompt manner. 

Submit the completed claim form(s), along with any original invoices and/or receipts for out of pocket expenses for reimbursement. 

Please remember to make a copy for your records and send all originals.